Our Vision
::projective is a collective of industry leaders, innovation experts, change consultants and technologists with exceptional domain expertise and experience
Our vision is to enable our clients to build the next generation businesses to transform markets, and adapt new business models to have a positive and lasting impact on society at large
We facilitate the diversity of ideas required for true innovation and change to emerge
What we do
::projective is a business, technology and innovation consulting and change firm exclusively focused on the financial industry.
The financial industry is undergoing a significant transformation. This is fueled by many challenging factors which require all industry participants to develop sustainable answers about their future and successful execution of change and innovation.
Customer sophistication
The balance of power is shifting away from the financial institutions to the individuals. Consumers – both business based and private alike – take greater charge of their financial futures, make better use of the data they have at their fingertips and manage their personal data better.
Technology-induced innovation
Market share of major and even smaller financial institutions is eroding. New entrants are emerging from in and outside the financial sector and technology is democratized and made available to everyone. These evolutions result in new products, services and customer experiences.
Regulatory cost
The never-ending wave of regulatory reforms will continue to reshape the financial landscape. Institutions respond to ensure they remain ahead of the compliance curve at the lowest possible cost and without risking breaches and resulting fines.
Economic underperformance
Financial institutions are struggling to cover their cost of capital. That is why they need to find new ways to generate drive levels of performance. Today, ongoing transformational change and more prudent cost take out, whilst building new customer value creation opportunities to drive new top-line revenues is a must.
Part of an ecosystem for change and innovation
We operate at the heart of a business and technology ecosystem that doesn’t just dream but delivers innovation and change. We address the most important issues today and prepare you for the challenges of tomorrow. Our ecosystem can help you invest, develop and deliver.
Scale-Ups Europe
Scale-Ups.eu is a top-of-mind time squeezer and growth accelerator for scale-ups in Europe
Providing Scale-ups a growth platform and squeeze time through easy access to funding, knowledge, talent and support with our network of global VCs, investors and partner network to provide access to new customers, insights and partnerships to boost business growth and expansion opportunities.
The Glue
Ideation and co-creation of digital marketplaces for the financial industry.
The Glue is your end-to-end partner for digital platforms in the financial services sector. Backed by the strong Projective ecosystem, our 360° approach supports companies from ideation over maintenance and hosting to financing and spin-out.
SmartFin
Private Equity and Venture Capital fund, investing globally in smart, leading-edge technologies
SmartFin is a European-based Private Equity and Venture Capital fund managed by an experienced team of financial industry experts and investment managers. They combine financial, operational and entrepreneurial experiences with supporting company portfolios in their short and long-term growth aspirations. In addition, Smartfin Capital invests into smart tech around the globe.